Victorian Woodworkers Association Inc
Craftworkers Liability Insurance Application

For insurance information and advice contact:

City Rural Insurance Brokers Pty. Ltd.
PO Box 7138 Hutt St,
Adelaide SA 5000

1300 887 429 or (08) 8272 7785
(08) 8357 8994
reception@crib.com.au

Important: Victorian Woodworkers Association Inc (VWA) does not hold an Australian Financial Services Licence, but as a Group Purchasing Body has engaged City Rural Insurance Brokers Pty Ltd (AFSL 237491) to arrange Group or Master Liability Policies for its members. VWA does not receive any form of remuneration (including commission) or other benefits that are reasonably attributable to the group purchasing acti

  • Period of Insurance: 12 months
  • Approval will only commence from the time the application form has been received by City Rural Insurance Brokers Pty Ltd and acceptance confirmed, subject to the details provided meeting with the insurer’s acceptance criteria. Consequent to approval, cover will only commence from the time the VWA Full Membership Application and payment of the annual Full Membership subscription has been received by the Victorian Woodworkers Association Inc.

(Note: non-craft products or products made by third parties are not covered)

Your duty of disclosure
Before you enter into an insurance contract, you have a duty to tell the insurer anything that you know, or could reasonably be expected to know, that may affect the insurer’s decision to insure you and on what terms.

  • You have this duty until the insurer agrees to insure you.
  • You have the same duty before you renew, extend, vary, or reinstate an insurance contract.
  • You do not need to tell the insurer anything that:
    • • reduces the risk they insure you for; or
    • • is common knowledge; or
    • • the insurer knows, or should know; or
    • • the insurer waives your duty to tell them about.

If you do not tell the insurer something
If you do not tell the insurer anything you are required to, they may cancel your contract, or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed.

I declare that the information provided above is true and correct