VWA Insurance
Protect Your Creativity with VWA’s Affordable Public Liability Insurance. Comprehensive Coverage for Artists, Crafters, Woodworkers, Designers, and All Creatives.
Are you an artist, crafter, or designer in need of reliable public liability insurance? VWA offers comprehensive Public Liability Insurance for just $265* for 12 months cover, perfect for market stalls, exhibitions, fairs, and other creative events. Our coverage includes public and product liability along with VWA membership, ensuring you and your work are fully protected.
Why Choose VWA Public Liability Insurance?
- Affordable and Comprehensive
At only $265* for 12 months insurance, our insurance provides extensive coverage for a fraction of the cost of competitors. - Supports a Not-for-Profit Organisation
Your purchase helps support VWA, allowing us to reinvest in our community and continue offering valuable creative services. - Tailored for Creatives
Whether you’re setting up a market stall, showcasing at an exhibition, or participating in a craft fair, our insurance is designed to meet your specific needs. - Fixed Start Date
Our insurance coverage covers a fixed 12 months period from 4pm 30 August 2024 to 4pm 30 August 2025, giving you peace of mind for a full year.
“I did my insurance easy peasy and I’m insured once again, thank you for all these years of service and assistance.”
– Paula, Pottery & Sculpture, Toodyay, WA
Who Can Benefit?
- Artists: Protect your art and installations at exhibitions and galleries
- Crafters: Ensure your handmade goods are covered at markets and fairs
- Designers: Safeguard your creative projects and displays
- Woodworkers: Get the protection you need for selling your products at various events.
What’s included in the Full Membership?
The VWA category of “Full Membership: 24/25 Insurance Plan” provides the following insurance coverage service to members as an additional and inclusive benefit. The Policy covers the registered member.
| Full Membership: 24/25 Insurance Plan | Details |
|---|---|
| Membership Fee | $265.00* |
| Valid Period | 30/08/2024 – 30/08/2025 at 4:00pm |
| Public Liability Insurance | Covering legal liability for injury or damage to third parties up to $20,000,000 |
| Product Liability Insurance | Protecting you against claims related to the products you make and sell up to $20,000,000 |
| Property Liability Insurance | Property in Physical & Legal control covering damage to property caused by your activities up to $250,000 |
| Tenants Liability | Providing coverage for damage to rented premises caused by your business activities up to $20,000,000 |
| Teachers | Teaching your craft to groups of up to 10 people |
| Assistants | Insurance covers the registered member and up to two volunteers assisting |
| Excess | $1000 |
What’s Excluded?
It should be noted that this scheme does NOT cover Personal Injury to the member, or Professional Indemnity Insurance.
Molestation Exclusion:
We do not cover any liability arising out of, caused by or in connection with directly or indirectly caused by, arising out of, contributed to by, or in connection with the molestation of or interfering with any person.
Silica Exclusion:
We do not cover any liability directly or indirectly arising out of, resulting from, in consequence of, caused by or in connection with any actual, alleged, or threatened exposure to or ingestion, inhalation, absorption or presence of silica or silica dust in any form.
It is also NOT intended for:
- Distributors selling a product produced by third parties
- Manufacturing businesses, trades persons or contractors
- For those with more than two people assisting
- Sellers of food products or fresh produce
- Makers of sit-on, climb-on or ride-on toys
- Makers of knives, blades, weaponry and the like (except cutlery)
- Use or sale of cosmetics, skin care products or the like, and body painting
- Sale of imported or wholesale products
- Sale of any other products not craft related
- Installation of products when this involves alteration of, or mechanical fastening to, existing structures
- Note: The above list is not exhaustive
Important Information
- * The insurance fees are non refundable including if you cancel your coverage
- Includes: VWA Membership fee
- Fixed Start Date: Coverage is from 4pm 30 August 2024 to 4pm 30 August 2025
- Extent of Cover: Australia wide (including sales overseas, except USA and Canada)
- Underwriters: Berkley Insurance Australia, APRA Authorised Insurance Company. ABN: 53126559706
- Download a copy of the Important Information here.
How to Get Covered
Securing your Public Liability Insurance with VWA is simple and straightforward. Follow these steps to ensure your peace of mind:
- Visit our Insurance Page: Click here to access the insurance page.
- Fill Out the Form: Complete the online application form with your details.
- Make the Payment: Pay the annual fee of $265 securely online.
- Receive Confirmation: You’ll receive an email confirmation and your insurance certificate.
Testimonials
“VWA’s public liability insurance gave me the confidence to participate in exhibitions without worrying about potential liabilities. The affordable price is unbeatable!” – Adam, Local Artist | “As a crafter, I needed reliable insurance for my market stalls and teaching. VWA’s comprehensive coverage, great price and easy application process have been fantastic.” – Wendy, Crafter & Teacher |
Don’t miss out on this affordable and comprehensive public liability insurance. Protect your creativity today!
For more information about membership and insurance application contact:
Meg Allan
Membership Secretary
Victorian Woodworkers Association Inc.
2650 Mansfield-Whitfield Rd,
Tolmie VIC 3723
For insurance information and advice contact:
Consolidated Insurance Agencies
332 South Road
Hampton East VIC 3188
AFSL 245584
ABN 50 006 524 081
IMPORTANT INFORMATION
Victorian Woodworkers Association Inc (VWA) does not hold an Australian Financial Services Licence, but as a Group Purchasing Body has engaged CIA – Consolidated Insurance Agencies Pty. Ltd. (AFS License No 245584) o arrange Group or Master Liability Policies for its members. VWA does not receive any form of remuneration (including commission) or other benefits that are reasonably attributable to the group purchasing activity.